credit repair

Is the “How to Repair Your Credit Score Yourself” question listed in the drop-down menu of your google search bar? You’re not alone! In fact, at the moment of writing these lines, Google shows more than 32 million results about self-fixing your bad credit! It’s not...

Bankruptcy may be a frustrating situation, but it also gives the opportunity to restart your financial habits for a better future. One of the most asked questions, is how to build credit after bankruptcy. As you’re about to read, in this article, Baby Boomers Financial gathered...

Have you heard about liens but you’re not quite sure what it means? As you’re about to read, in this article, Baby Boomers Financial will break down the term for you. We’ll explain you what exactly they are, and how they actually work. Ready, set,...

Unfortunately, we don’t live in a world entirely based on trust, honesty, transparency, flowers, and glitter! Frauds, and thefts of any kind are always around the corner, and it can happen anytime, and to anyone. Except of taking care of your physical safety, you should...

Debt collections listed in your credit report, it’s not the best thing ever, but there is a solution. If for any reason you left your creditors unpaid, they can and they most probably will, send your account to a collector. The debt collector is the...

You have credit cards and you use them very often, but do you know anything about credit card fraud? You probably heard about it, but it never happened to you, so you didn’t bother learning more about it. *Here goes buzzer sound* Wrong! It can...

In a perfect world, we wouldn’t need to borrow money from lenders, including cases of mortgages, buying a car or funding our studies. However, it’s not widely possible to buy a house with cash, so most of us seek for a financial help at some...

You know you have a credit score, and you’re doing everything you can to keep it in a good shape. And then someone is asking you how’s your FICO score going. Wait, what is FICO score, and what do I need to know it? Baby...

Is the balance of your savings account zero, or it definitely needs a boost? Well, you’re not alone. Saving money when you barely make enough to cover your expenses, can be really hard. However, there are always small things here and there that can save...

While many will argue that bankruptcy brings the end of the world, the truth is, that there is light at the end of the tunnel. Bankruptcy can be a great opportunity to restart your finance, and learn how to manage them better in the future....

Elizabeth Warren said among others about bankruptcy: “Bankruptcy is about financial death and financial rebirth. Is the great American story rewritten. We're a nation of debtors.” While the majority of people believe that declaring bankruptcy is the worst thing can happen, they may need to...

You should know it by now, a good credit score can rule the world! It may be difficult to reach the top with above 750 points, but you can surely maintain a good one. It’s a number that can literally improve your life. It takes...

Credit score along with your social security number, are the two most important numbers in your life. However, credit score is the know that determines your financial future, which makes it extremely important. But understanding your credit score it’s not an art that everyone has...

In order to build a good credit score, you have to work hard, efficiently, and be diligent towards your credit responsibilities. And as you probably understand, this cannot happen overnight. So, what happens if you’re not any close to a great credit rating and you’re...

Removing disputes from your credit report is not as difficult as you may think. If you have open disputes listed in your report, it’s possible that lenders will reject your loan application. It is also possible to ask you to remove the dispute before approving...