You’ve heard about a hard inquiry, then for a soft one, and you have so many questions about them. What is it, and why should I know it? Does it affect my credit score? Is it shown on my credit report, and if yes, how...
You have a good job with reliable income, you are diligent with your payments, so your credit score goes really well. Well...
What is bad credit, and what does it mean no credit? Are they similar or different? How the one affects the other? Four simple words, but so many questions! You heard some bad credit here, some no credit there, but you don’t really know what’s...
It’s not a secret anymore that our world is not as it used to be, and that includes both pros and cons. Online banking, web exclusive offers, and so many other financial amenities in the digital world, they can be a two-edged knife. As you’re...
With a simple Google search of the words “credit score” you can come across 790.000.000 results within 0.70 seconds! Ads and posts for free consultations, definitions of the term, opinions, problems and solutions, explanatory articles, you can find anything that you possibly want. That’s a...
As of 2018, there are 45 million Americans that owe the astronomical amount of $1.56 trillion in student loan debt. And if that wasn’t scary enough, know that this is around $521 billion more than the overall credit debt of U.S. While student loans aren’t...
A good credit score can serve as a gold ticket for a variety of future life events. It can help you to build a financially secure, and successful future. A good credit rating opens a number of doors such as employment opportunities, fair interest rates,...
With a simple search on Google you’ll see that the United States has the largest prison population in the world. Going to jail can negatively affect a number of life events once you’re out. Criminal record and credit are somehow connected but things are not as bad as...
For many people, January is just a trial month before they jump ready and steady into the New Year. That being said and with our foot just stepping into February, there is no better time to take actions in order to repair your credit. If...
Like anything else on the earth, even your credit report can come with mistakes, inaccurate, or incomplete information. That’s why it is crucial that you meticulously check your credit report from all the credit bureaus, once a year. What happens if you find faulty information...
Did you just receive your credit report and everything seems Greek to you? You're not alone! Every time you read your credit report, especially for the first time, can be really overwhelming and confusing. In order to understand what you’re reading, first you should know...
Only by typing credit score on Google, you’ll come across millions and millions of results. Big headlines on how to build your credit history, good or debt, and the list goes on. Building a good credit score requires time, effort and consistency, and unfortunately for...
You may be thinking now, how quotes are related to my financial issues? Well, quotes have a difficult to explain, yet compelling power. It’s about a basic human need to fit and feel related with the surrounding environment. People love to adopt mantras and live...
