Credit Restoration

Our NICHE in the market is we first help you remove or correct the inaccurate items in your reports, then you pay us!Since each credit report is unique and the needs are different ,to determine the cost ,We

have to analyze your reports. However just to have an idea we charge from $100-$300 for removing or correcting each inaccurate items after we did it. That means No performance No Pay!

Most credit repair companies charge you a set up fee and monthly fees up to 24 months.

Our contracts are 6 months but the sooner we help you remove or correct the inaccurate items the faster we get paid! So guess what ,we do it fast but Remember there are no promises and no guarantees in any specific results. Our only promise is we do our best to help you. .

Each consumer has the right to obtain a FREE copy of their credit report from Equifax, Experian, and TransUnion once every year and once after each credit denial.

It is important to scrutinize your credit report for serious errors such as:

  • Delinquencies that are older than seven years old, or accounts listed as delinquent that don’t include the date of delinquency.
  • Bankruptcies that are older than ten years or that aren’t listed by the specific chapter. 
  • Judgments or paid liens older than seven years.
  • Paid off debts listed as unpaid.
  • Accounts that were included in a bankruptcy filing that are still listed as “past due” instead of as “included in bankruptcy”.
  • More than one collections account for the same debt.
  • Collection accounts that don’t show the date that the original account went delinquent.
  • Any account, delinquencies, collections, and so on that aren’t yours. 
  • If any of the above mentioned errors are on your credit report you need to know your rights under the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. You have the following rights:
  • The right to dispute the errors. 
  • The right to have the erroneous information corrected or deleted.
  • The right to a written response from each credit bureau after the completion of its investigation.
  • The right to add a consumer statement to your credit file.
  • The right to sue if a creditor or collection agency violates your rights per the FCRA and FDCPA.

We offer Private consultations for credit report analysis, determine credit repair goals and set up plans for reaching those goals

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