Personal Loan For a Small business?

We’re very fortunate to live in an era with limitless technology at our fingertips. At no other point in history has it ever been so easy to start a business: All it takes is an idea, a laptop with an internet connection, and some good old-fashioned hard work! […]

By | 2018-04-18T19:11:54+00:00 April 18th, 2018|credit history, credit repair, Credit score to get mortgage, improving credit score, protect yourself|Comments Off on Personal Loan For a Small business?

Is it Worth Paying for Credit Repair

All too often consumers ask about credit repair…is it worthwhile, what does it cost, should I sign up?  Credit repair is a service provided by a company that helps consumers remove unwanted and inaccurate information from their credit file to help improve credit reports.  Consumers can hire a company to clean their credit or just as easily [...]

By | 2018-03-31T14:25:40+00:00 March 31st, 2018|credit repair, improving credit score, protect yourself|Comments Off on Is it Worth Paying for Credit Repair

A Brief Guide to The Fair Credit Reporting Act

  The Fair Credit Reporting Act, more commonly referred to as the FCRA, is the federal statute that was enacted to protect consumer rights in the credit reporting industry.  This law is a consumer minded statute that ensures accuracy and fairness in reporting and dissemination of your financial information.  The FCRA specifically outlines consumer rights [...]

By | 2018-03-24T21:21:23+00:00 March 24th, 2018|FCRA, improving credit score, protect yourself, Uncategorized|Comments Off on A Brief Guide to The Fair Credit Reporting Act

Why Am I Being Denied A Credit Card?

As a responsible consumer trying to build your credit, you apply for a credit card with a low finance rate and you plan to pay off the balance in full every month.  After all, one of the first rules of thumb for building your credit is to have a positive credit history.  The only problem [...]

By | 2018-03-24T21:10:28+00:00 March 13th, 2018|credit history, credit repair, improving credit score|Comments Off on Why Am I Being Denied A Credit Card?

Pre-Approved Credit Card Offers

You have probably noticed an abundance of “pre-approved” credit card offers in your mailbox, even more so during the Holiday season. But, what does this mean? Are you really approved? Can you just start using the card? Should you start using the card? Here we bring you an easy explanation as to why you get [...]

By | 2018-03-08T20:19:00+00:00 March 1st, 2018|credit history, improving credit score|Comments Off on Pre-Approved Credit Card Offers

How to Prepare for an Employment Background Check

  When preparing yourself for a job interview, you need to do more than just freshen up on your interviewing skills.  Most employers today want to do more than just speak with you in an interview or read your resume.  They want to conduct a thorough background check and take a look into your credit [...]

By | 2018-02-13T18:23:19+00:00 February 13th, 2018|credit history, credit repair|Comments Off on How to Prepare for an Employment Background Check

Employment Background Check and The Fair Credit Reporting Act

  Employment background check cases are on the rise.  The Fair Credit Reporting Act (“FCRA”) is doing its job and protecting consumers nationwide from the improper handling of consumer reports during the employment application process. Consumers should be aware of their rights and protect themselves from misconduct of employers. […]

By | 2018-02-20T18:55:11+00:00 February 7th, 2018|credit history, credit repair|Comments Off on Employment Background Check and The Fair Credit Reporting Act

Seven Reasons Why You Were Denied a Credit Card

When applying for a credit card it seems fairly obvious that you cannot get approved with a poor credit history.  However, consumers with a good credit score are denied for a variety of other reasons.  Here are seven of the top reasons credit card companies may deny your application. […]

By | 2018-02-20T18:55:19+00:00 January 26th, 2018|credit repair, Debt management|Comments Off on Seven Reasons Why You Were Denied a Credit Card

Opt Out Of Pre-approved Credit Card Offers

You have the ability to Opt Out of the unsolicited credit card offers you receive in the mail or over the phone. If it seems like your mail box is over-flowing with offers of pre-approved credit, you probably resent the excess mail and worry about someone stealing the information. If you would like to put [...]

By | 2018-02-20T18:50:19+00:00 January 14th, 2018|credit history, credit repair, how to improve credit history, Uncategorized|Comments Off on Opt Out Of Pre-approved Credit Card Offers

Five Credit Reports Myths You should know about

As we have discussed before in a previous post about credit restoration,It considers both positive and negative information compiled on you and is the driving force behind what type of credit you are granted.  Consumers nationwide have a hard time understanding the basic principles of a credit score and as a result believe the myths that are [...]

By | 2018-01-07T21:04:14+00:00 January 7th, 2018|credit repair, improving credit score|Comments Off on Five Credit Reports Myths You should know about

Credit Restoration – Busting the Myths

You would have probably heard the term “credit restoration” at least once in your life. And, if you are one of the millions of Americans with a bad/poor credit score, we are sure you must be wondering if credit restoration would work for you. Here are a few myths that are busted about credit restoration. [...]

By | 2018-01-07T21:10:51+00:00 January 3rd, 2018|credit repair, Uncategorized|Comments Off on Credit Restoration – Busting the Myths

Credit Repair: How do you know who to trust?

  If you are looking for a perfect Credit Repair company to restore your credit, then you need to know about the company very well. Firstly, remember that the top Credit Repair Companies will act as your financial coach, rather just being your service provider. The Credit Repair Companies like us will set you up [...]

By | 2018-03-08T20:19:33+00:00 December 27th, 2017|credit repair, improving credit score|Comments Off on Credit Repair: How do you know who to trust?

HARD INQUIRY: What you need to know about them.

An Inquiry is created when your credit report  is accessed by a business. With that being said. have you heard of Hard Inquiries? Soft Inquiries? You may have heard that a hard inquiry can hurt your credit score. But you may not be sure what that means — what is a hard inquiry anyway? Hard [...]

By | 2018-02-20T18:56:19+00:00 December 18th, 2017|credit history, Debt management, improving credit score|Comments Off on HARD INQUIRY: What you need to know about them.

What does a “Good” Credit Score looks like?

Most people have a gut feeling about their credit – it’s either great, good or bad. But what is a bad Credit Score really? what should your score look like in order to be “GOOD”?  Baby Boomers Financial will help you answer this questions and much more. […]

By | 2017-12-12T19:08:40+00:00 December 11th, 2017|credit repair, improving credit score|Comments Off on What does a “Good” Credit Score looks like?

Credit Score: How is it measured and the way to improve it fast

Are you wondering how to effectively improve your credit score? Do you have no idea where to even begin? Here you will learn the basics on how to set up your credit with the right mix.  It is very important to have open credit lines in order to establish a positive credit score. If you [...]

By | 2017-12-09T16:22:35+00:00 December 4th, 2017|improving credit score|Comments Off on Credit Score: How is it measured and the way to improve it fast