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Let's explore the topic of improving your credit in more detail. There are a few factors to take into account when trying to repair your credit. First, it can be cheaper to repair your credit yourself. A professional credit repair business won't cost you anything,...

I am aware of how upsetting having your credit limits reduced may be. There may be a number of causes for this, such as missed payments or modifications to your credit score. Additionally, the current state of the economy and banking issues may in fact...

Does having negative credit affect you? Have collections, late payments, charge-offs, or bankruptcies reduced your credit score? The good news is that credit repair can give you a fresh start. Several advantages of credit repair:   Increased credit score: An improved credit score is the primary advantage of...

Since most of us are home waiting for this virus situation to be over and kind of not much to do I Thought It may be a good opportunity to look at your credit, enhance or fix it. Specially if we owe too much on Our...

When a person has a lot of debts and in result bad credit, they basically have very limited choices:1- Apply for bankruptcy which they have to talk to a bankruptcy lawyer and get details and find outIf applying for bk is a good choice. for...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Many people always ask:I am looking around for What is the cheapest credit repair company what should I do?Since our most important commitment is to educate and help our potential clients to make an informed Decision, we thought...

You have credit cards and you use them very often, but do you know anything about credit card fraud? You probably heard about it, but it never happened to you, so you didn’t bother learning more about it. *Here goes buzzer sound* Wrong! It can...

Credit cards are admittedly, the fastest way to help you build your credit rating. However, in order for your application to get accepted, you need a good credit score! It may sound odd, but this is the actual reality. Secured credit cards on the other...

It’s not a secret anymore that our world is not as it used to be, and that includes both pros and cons. Online banking, web exclusive offers, and so many other financial amenities in the digital world, they can be a two-edged knife. As you’re...

A foreclosure can be really frustrating and has a big impact to the life of those affected. But not everyone knows what exactly what it is, or what is the process of it. Foreclosure is the situation where a borrower fails to meet the financial...

 1. Obtain a credit card if you don’t have any Having and using a credit card or two can really build your credit score. If you cannot get a regular credit card, try 2  secured credit card, where the bank gives you a credit line equal to...

Filing bankruptcy can help you reduce or eliminate debt, halt actions that creditors have taken against you and allow you to get your finances back on track. There are several different types of bankruptcy, and a skilled attorney can guide you on the most effective path to achieving a beneficial outcome for your financial situation.

 

The Fair Credit Reporting Act, more commonly referred to as the FCRA, is the federal statute that was enacted to protect consumer rights in the credit reporting industry.  This law is a consumer minded statute that ensures accuracy and fairness in reporting and dissemination of your financial information.  The FCRA specifically outlines consumer rights but also sets guidelines for creditors, lenders and consumer reporting agencies.

You have the ability to Opt Out of the unsolicited credit card offers you receive in the mail or over the phone. If it seems like your mail box is over-flowing with offers of pre-approved credit, you probably resent the excess mail and worry about someone stealing the information. If you would like to put a stop to all the offers, keep reading.

You would have probably heard the term “credit restoration” at least once in your life. And, if you are one of the millions of Americans with a bad/poor credit score, we are sure you must be wondering if credit restoration would work for you. Here are a few myths that are busted about credit restoration.