Employment Background Check and The Fair Credit Reporting Act

  Employment background check cases are on the rise.  The Fair Credit Reporting Act (“FCRA”) is doing its job and protecting consumers nationwide from the improper handling of consumer reports during the employment application process. Consumers should be aware of their rights and protect themselves from misconduct of employers. […]

By | 2018-02-07T00:47:13+00:00 February 7th, 2018|Uncategorized|Comments Off on Employment Background Check and The Fair Credit Reporting Act

Seven Reasons Why You Were Denied a Credit Card

When applying for a credit card it seems fairly obvious that you cannot get approved with a poor credit history.  However, consumers with a good credit score are denied for a variety of other reasons.  Here are seven of the top reasons credit card companies may deny your application. […]

By | 2018-01-26T00:43:23+00:00 January 26th, 2018|Uncategorized|Comments Off on Seven Reasons Why You Were Denied a Credit Card

Opt Out Of Pre-approved Credit Card Offers

You have the ability to Opt Out of the unsolicited credit card offers you receive in the mail or over the phone. If it seems like your mail box is over-flowing with offers of pre-approved credit, you probably resent the excess mail and worry about someone stealing the information. If you would like to put [...]

By | 2018-01-14T23:13:36+00:00 January 14th, 2018|Uncategorized|Comments Off on Opt Out Of Pre-approved Credit Card Offers

Credit Restoration – Busting the Myths

You would have probably heard the term “credit restoration” at least once in your life. And, if you are one of the millions of Americans with a bad/poor credit score, we are sure you must be wondering if credit restoration would work for you. Here are a few myths that are busted about credit restoration. [...]

By | 2018-01-07T21:10:51+00:00 January 3rd, 2018|credit repair, Uncategorized|Comments Off on Credit Restoration – Busting the Myths

Credit Repair: How do you know who to trust?

  If you are looking for a perfect Credit Repair company to restore your credit, then you need to know about the company very well. Firstly, remember that the top Credit Repair Companies will act as your financial coach, rather just being your service provider. The Credit Repair Companies like us will set you up [...]

By | 2017-12-27T20:38:23+00:00 December 27th, 2017|Uncategorized|Comments Off on Credit Repair: How do you know who to trust?

HARD INQUIRY: What you need to know about them.

An Inquiry is created when your credit report  is accessed by a business. With that being said. have you heard of Hard Inquiries? Soft Inquiries? You may have heard that a hard inquiry can hurt your credit score. But you may not be sure what that means — what is a hard inquiry anyway? Hard [...]

By | 2017-12-18T20:40:22+00:00 December 18th, 2017|Uncategorized|Comments Off on HARD INQUIRY: What you need to know about them.

Data Breach: Things to Do Before/After Your Information Has Been Stolen

  By now you may have heard about the data breach at Equifax credit bureau. Below are a few steps you can take to help protect yourself against identity theft.   Lock down your credit - Place a fraud alert or credit freeze on your accounts directly with the Credit Bureaus. This will make obtaining [...]

By | 2017-09-10T21:15:55+00:00 September 9th, 2017|Uncategorized|Comments Off on Data Breach: Things to Do Before/After Your Information Has Been Stolen

Should I sign for Equifax free identity theft protection

By now all of you know about Equifax data breach in July 2017 which affected 143 million users. Equifax is offering people to go to a site and register to find out if they have been affected and get a free one year Id theft protection through another Equifax company called Trusted Id The problem [...]

By | 2017-09-08T17:09:10+00:00 September 8th, 2017|Uncategorized|Comments Off on Should I sign for Equifax free identity theft protection

Should credit repair be a priority?

Should credit repair be a priority?   Yes it should be and for the reasons we discussed in our past articles in abcdone.com And credit repair San Diego it is not. Because in order for people to take actions on something, not only they should need That, they also must want it so bad that [...]

By | 2017-08-15T01:10:07+00:00 August 25th, 2013|Uncategorized|0 Comments