CREDIT SCORE Tag

Is the “How to Repair Your Credit Score Yourself” question listed in the drop-down menu of your google search bar? You’re not alone! In fact, at the moment of writing these lines, Google shows more than 32 million results about self-fixing your bad credit! It’s not...

You know you have a credit score, and you’re doing everything you can to keep it in a good shape. And then someone is asking you how’s your FICO score going. Wait, what is FICO score, and what do I need to know it? Baby...

You already know the importance of a good credit score, and sometimes you wish that you could turn the time back! While this is impossible, you can help your children to become responsible adults, by helping them to build a good credit score. In order...

You should know it by now, a good credit score can rule the world! It may be difficult to reach the top with above 750 points, but you can surely maintain a good one. It’s a number that can literally improve your life. It takes...

Credit score along with your social security number, are the two most important numbers in your life. However, credit score is the know that determines your financial future, which makes it extremely important. But understanding your credit score it’s not an art that everyone has...

Unfortunately, not everyone is able to buy a house with a single cash payment, especially combine with the global economic crisis. So, this is where mortgage applications and home loans hop in to help. And what do you need in order to convince lenders to...

With a simple Google search of the words “credit score” you can come across 790.000.000 results within 0.70 seconds! Ads and posts for free consultations, definitions of the term, opinions, problems and solutions, explanatory articles, you can find anything that you possibly want. That’s a...

A good credit score can serve as a gold ticket for a variety of future life events. It can help you to build a financially secure, and successful future. A good credit rating opens a number of doors such as employment opportunities, fair interest rates,...

With a simple search on Google you’ll see that the United States has the largest prison population in the world. Going to jail can negatively affect a number of life events once you’re out. Criminal record and credit are somehow connected but things are not as bad as...

Only by typing credit score on Google, you’ll come across millions and millions of results. Big headlines on how to build your credit history, good or debt, and the list goes on. Building a good credit score requires time, effort and consistency, and unfortunately for...

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It’s not just high demand or steep monthly payments that could come between you and a loan at the bank, a credit card you would like to apply to or an apartment that you would like to rent. There’s another big obstacle: your credit score. If you have bad credit or no credit at all you are already at an unfavorable position in relation to other applicants. But who has a harder time: people with bad credit or those with no credit?

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Bad Credit VS No Credit is very similar in a sense that both of them are far away from good credit, other than that they are completely different. But what is the difference between them?

No credit means you don’t have a credit record, a lack of credit history. Bad credit means you do, and it's a result of poor history, basically, it means you’ve made some big mistakes.

     You can certainly improve your credit rating with a variety of credit options or by keeping accounts open even when you’re not using them to improve your credit utilization ratio. But our five tips are the primary principles for crafting a good credit reputation. After all, you can’t run away from this credit rating business — so you might as well do everything you can to face it with a smile.

Getting the facts straight about credit restoration and the credit industry can be a daunting task. There is a lot of misinformation about credit and many people are under the impression that there is nothing they can do to fix their credit score.