Bankruptcy may be a frustrating situation, but it also gives the opportunity to restart your financial habits for a better future. One of the most asked questions, is how to build credit after bankruptcy. As you’re about to read, in this article, Baby Boomers Financial gathered...
Do you prefer to use the so-called plastic money and you’re trying to get a credit card? As you already know that you must pass the approval process of creditors to get it. And even though it’s easy to file your request, there are certain...
Have you heard about liens but you’re not quite sure what it means? As you’re about to read, in this article, Baby Boomers Financial will break down the term for you. We’ll explain you what exactly they are, and how they actually work. Ready, set,...
Is the balance of your savings account zero, or it definitely needs a boost? Well, you’re not alone. Saving money when you barely make enough to cover your expenses, can be really hard. However, there are always small things here and there that can save...
While many will argue that bankruptcy brings the end of the world, the truth is, that there is light at the end of the tunnel. Bankruptcy can be a great opportunity to restart your finance, and learn how to manage them better in the future....
Elizabeth Warren said among others about bankruptcy: “Bankruptcy is about financial death and financial rebirth. Is the great American story rewritten. We're a nation of debtors.” While the majority of people believe that declaring bankruptcy is the worst thing can happen, they may need to...
As of 2018, there are 45 million Americans that owe the astronomical amount of $1.56 trillion in student loan debt. And if that wasn’t scary enough, know that this is around $521 billion more than the overall credit debt of U.S. While student loans aren’t...
Did you just receive your credit report and everything seems Greek to you? You're not alone! Every time you read your credit report, especially for the first time, can be really overwhelming and confusing. In order to understand what you’re reading, first you should know...
Most of you, the so-called Millennials, you are now in your 20s and 30s. A crucial time in someone’s life to make major financial decisions. Think home and car ownership, or long-term investments as an example. Yes, it’s difficult to grow when there is such...
You may be thinking now, how quotes are related to my financial issues? Well, quotes have a difficult to explain, yet compelling power. It’s about a basic human need to fit and feel related with the surrounding environment. People love to adopt mantras and live...
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