Credit Repair San Diego 2018-07-13T11:46:01+00:00

Baby Boomers Financial makes your credit repair simple and effective.

We take a result-oriented approach. Our mission is to help you achieve your goal of a healthier credit profile and score. We strategically work with all of your creditors to resolve outdated, inaccurate negative items that are adversely affecting your credit score. With years of expert experience, we are confident that with our credit dispute process, you will see the results you expect.
We help you first, you pay later. 100% Performance based. No upfront fees, no monthly fees.

We help you first, you pay later


Licensed and Bonded

Improving your Credit Score Saves You Thousands of Dollars over time. Here’s How:

Lower interest rates for home loans

Lower interest rates for auto loans

Lower interest rates for business loans

Refinance high interest rate loans

Access more credit for unexpected expenses

Fixing your credit is our goal. We will work hard to correct, update or remove  inaccurate, misleading or unverifiable negative items :

  • Charge offs
  • Collections
  • Repossessions
  • Late payments
  • Bankruptcies.
  • Liens.
  • Judgments.
  • Foreclosure

Two words: SOLID GOLD !

Mr. Mel Zadeh is extremely honest & very knowledgeable about the laws of credit & gaining confidence for bank loans or other institution. & I personally guaranteed him to be absolutely in charge to help everyone gain credit & he is the master of repairing & removing old messed up reports that are blocking your true ability to be successful again & he will make sure you will never look back again nor you will have any negative points to be judged upon.

I tremendously recommend this so very kind & knowledgeable person & I stand by his work & his dedication to resolve any credit issue with great ethics with total confidence.

Fix No Risk is the best place & perhaps most honest place that can fix your credit at the lowest price & I often I swear by his honesty, since I can easily say that Mr. Mel Zadeh is one of the most honest humans that I have ever come across in this planet.

Very Truly With My Most Sincere 100% Guarantee;


Albert E., Thousand Oaks, CA

Not too long ago, Mahmoud Kharazmi, a good friend of mine gave me Mel’s contact info in regard to my credit situation, I contacted Mel and we had a brief conversation, I put my credit situation in Mel’s hands and that was a right move, as I what herd from Mahmoud in short period of time the action started and it was rolling.
as result my score jumped high, inaccurate negative points were removed from my credit report. I could get my contractor bond for four years less than what i was paying for a year, bought a new car with unbelievable rate, got 3 new credit cards with decent rates and …
and more importantly i have learned how to handle collection calls. My credit has been fixed but we are still in touch.
Thank you Mel. God Power. F.F

I am Larry and my score is 735 because of Mel.

Here is my testimonial:


I had a great experience with Baby boomers. He is very reliable, professional and efficient. He gets the work done unbelievably fast. In less than one month all the inaccurate negative points were removed from my credit report and my credit score had a noticeable improvement. I had previously talked to other companies that had much higher fees, but Baby boomers had a competitive , and reasonable fees. He is reliable, and trustworthy, and I strongly recommend him. I am positive you will be very happy with the results.