how to improve credit history

With Tax Return Day just a few days behind us, those who filed on time are more than likely already thinking about what they will get back.  Statistics show that approximately two-thirds of Americans who file taxes on time will receive a refund.  While most consumers make plans for how they are going to spend the money on vacations, home improvements, a new car, consider using your income tax refund to improve your credit.  

23 May, 2018

One of the most frequently asked questions when a loved one dies is “does my loved one’s debt live on or die with them?”  While mourning the loss of a loved can be difficult, the added stress of dealing with their debt can exacerbate these feelings of loss. Are you responsible for what your loved one left behind?  Does your loved one’s debt live on or is it buried with them? The simple answer……it depends.

16 May, 2018

It may seem like an impossible feat, but boosting your credit score does not have to be as difficult as you think. Maintaining a good credit score can be as simple as following directions and committing to being financially responsible.  

12 May, 2018
One of the most common questions asked in credit repair is “How long will an item stay on my credit report?” Today we’ll walk through the major derogatory accounts found on credit reports and give you an understanding of how long each may report on our credit reports.FCRA Statute of Limitations:
29 April, 2018

You have the ability to Opt Out of the unsolicited credit card offers you receive in the mail or over the phone. If it seems like your mail box is over-flowing with offers of pre-approved credit, you probably resent the excess mail and worry about someone stealing the information. If you would like to put a stop to all the offers, keep reading.

14 January, 2018

First we have to know how the whole credit industry works…Credit bureaus are companies that gather and sell information about a person’s credit data. They sell credit data on consumers to banks, mortgage industry  credit card companies, department stores, auto dealers, insurance industry, property owners, and...

15 February, 2013
Not everyone realizes there are ways to increase credit rating and get back on track financially.  Many people believe they are destined to have bad credit for the rest of their lives.  This is far from true if they were to work at credit repair.  It may not be an easy road to follow but it is possible and it doesn't have to take several years.  With a little discipline and some hard work you could improve your credit rating so you can get that new car or
13 February, 2013
Were you aware that there are millions of Americans who have a poor credit rating?  This is not a problem that only you have.  There are several ways to increase credit rating so you can buy on credit again.  When you have a poor credit rating it is difficult to buy anything on credit.  When you are allowed to buy on credit you are stuck with very high interest rates.  Your car payments or credit card payments will be higher than most people
13 February, 2013
 There are millions of people that have a problem with their credit rating and need help with credit repair.  It is due to a poor credit rating that they cannot make any purchases with credit.  Everything must be a cash transaction.  That can be tough for most people especially if they have to make a large purchase.  Certain things are usually bought on credit.  Large appliances and automobiles are top of the list, along with a house.  Without good credit
13 February, 2013
Learn the Best Way to Improve Credit RatingThere is no simple credit repair to getting your credit rating up to good or excellent.  When you have poor credit you will be working to get it back in good standings.  Therefore you need to know the best way to improve credit rating.  If you do have a poor credit rating you need not feel ashamed.
13 February, 2013
It’s not always easy to find the best ways to improve credit rating.  You may have to search the internet for ideas.  You should refrain from trying for fast credit repair.  There is no fast fix to a credit rating.  You shouldn't let a poor credit rating stress you either.  Granted you will have trouble getting any loans when you have a poor rating but there are millions of people with the same problem as you.  Use the best ways to improve credit rating and take your time with it.  Since you didn't get a bad score overnight you have to expect
13 February, 2013
There is more than one best way to improve credit rating.  Sometimes it is a matter of using several methods together that will increase your credit rating so you can buy on credit and pay lower interest rates.  It is important for you to realize there is help available to you for credit repair.  It is not a matter of you being in this alone.  Often credit counseling agencies are the answer.  This is an option you should consider if you become overwhelmed
13 February, 2013
Fast is not always the best ways to improve credit rating.  Since it took time for you to end up with a low score on your credit rating you will need to take time to build it back up again.  It is not really difficult to earn a high credit rating again but it will take time.  When you implement the best ways to improve credit rating you will be able to enjoy lower interest rates again on credit cards and bank loans.  The lower your credit rating the higher your
13 February, 2013
It is possible to get credit rating improve with a little hard work.  You will have to take steps to improve your credit rating by following steps to credit repair.  Don’t ever feel you have to go alone down this path.  Millions of people have bad credit and low credit ratings.  Some want to get help and improve their credit rating.  This can be done by taking the steps listed here.  You can also use credit counselors to help with a bad credit history and credit
13 February, 2013
Since it took several years for you to get a poor credit rating you cannot expect to get it repaired quickly.  Avoid using advice that promises fast ways to increase credit rating.  It is going to take time for you to manage credit repair and earn a higher credit rating.  There really is no quick fix for your credit rating.  That doesn't mean it is impossible to fix however.  With time and patience you can have good credit ratings again.  As you work on
13 February, 2013