how to improve credit history

Millions of Americans have bad credit or have had trouble with creditors at some time in their lives.  Too often the reason for bad credit and poor credit ratings is credit cards.  Credit cards are responsible for most of the bankruptcies in the US.  The only other thing that leads to as many bankruptcies is medical bills.  There are ways to increase credit rating so

The first step for  improving credit score is to get  your reports and many sites have hidden fees , I have worked with the following sites and my favorite is Wells Fargo ( I am not getting any commissions from any of them ) $1.00 for 3 reports now ($12.99/$15.99 a month, you can...

http://www.youtube.com/watch?v=zE7AnXDiNlc&feature=related...

http://www.youtube.com/watch?v=s-DH_RCWnY4&feature=relatedEasy right?Wrong , He assumes everything else in your credit is fine...

http://www.youtube.com/watch?v=grbfcbaX2tEWhat Tracy Johnson misses is:"Annualcreditreport.com" only gives you reports one by one and no scores. Also in many cases when the clients do the dispute themselves they reduce the success of the professional repair company and last but not least , Stacy says to wait it out, but if you are shopping for a...

httpv://www.youtube.com/watch?v=MtH35Zz3uEk&feature=fvwrelIn this video experts explain about credit,bankruptcy ,fico score and so on.. it is good to watch. Please put your questions or comments here...