Author: Hamid Tavakoli

Choices of people with debts and bad credit

When a person has a lot of debts and in result bad credit, they basically have very limited choices:1- Apply for bankruptcy which they have to talk to a bankruptcy lawyer and get details and find outIf applying for bk is a good choice. for...

29 June, 2019

Choosing a credit repair company

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_column_text]Many people always ask:I am looking around for What is the cheapest credit repair company what should I do?Since our most important commitment is to educate and help our potential clients to make an informed Decision, we thought...

19 May, 2019

3 Most Common Small Financial Mistakes

Little things can cause you as much - or even more - pain as the bigger things in life. Little things can really add up, especially if you continuously ignore them.

11 January, 2019

When is the best time to start saving for college

There`s a lot of reasons why parents should start saving for their children`s college education. Some start right when the baby is born and some wait until their child enters high school. But when is the best time to start saving?

04 January, 2019

4 reasons why you should save money for your children`s college

With a baby on the way, parents often start to think about their future. Thoughts like: What will my kid be in the future? Should we start saving money for a college education? But what if she/he doesn`t want to go to college?

04 January, 2019

Bad Credit vs. no Credit: Which one is worse?

It’s not just high demand or steep monthly payments that could come between you and a loan at the bank, a credit card you would like to apply to or an apartment that you would like to rent. There’s another big obstacle: your credit score. If you have bad credit or no credit at all you are already at an unfavorable position in relation to other applicants. But who has a harder time: people with bad credit or those with no credit?

04 January, 2019

How to save for this coming Spring Break

There are a lot of words we think of when we see the words “cost-effective”: cheap, lesser, affordable, etc. and even though Christmas and New Year's day are not passed yet you know that you need to start spending smart and saving smart if you want to be able to go on those Spring and Summer Vacations.

26 December, 2018

Bad Credit vs. No Credit: What is the difference?

Bad Credit VS No Credit is very similar in a sense that both of them are far away from good credit, other than that they are completely different. But what is the difference between them?

No credit means you don’t have a credit record, a lack of credit history. Bad credit means you do, and it's a result of poor history, basically, it means you’ve made some big mistakes.

26 December, 2018

The credit repair process

The process of credit repair will differ between credit repair companies so you should ask about the specific agency's process before you apply. Generally, you will be offered a complimentary initial consultation, after which the following process will apply:

30 November, 2018

The things you need to know about Credit Repair

Credit repair may be the light at the end of your bad credit tunnel. When you have bad credit it has a serious impact on your finances. Even one negative listing on your credit report can remain there for up to five years. This makes trying to access finance extremely difficult; the loans you are approved for usually come with higher rates or you may not be approved for finance at all.

If you have bad credit it's important to continue to manage and improve your finances to give yourself the best chance of being approved for a loan. If you're considering enlisting the services of a credit repair agency, we will take you through everything you need to know.

21 November, 2018

Is A Bad Credit Personal Loan Really That Bad?

People who suffer from having a bad credit history may find it harder to deal with lenders. Most lending companies prefer clients with good to excellent credit and if your credit rating falls short of their expectation, your application can get easily declined or disapproved. But what if you’re really in need of financial assistance? Where can you find the right kind of help?

02 October, 2018

Credit Report – Myths About You Should Forget. Part 2

Let’s continue to discuss credit report and credit score beliefs that are true and false. There are a lot of people out there making statements about things they really don’t know about, and then they are believed as if they were facts.

30 September, 2018

Credit Report – Myths About You Need to Forget Part 1

Many people have beliefs about their credit report that are just not true. There are also things that are included on your credit report that will not hurt you. The following things that won’t affect you may be found on your credit report:

28 September, 2018

HOW TO KEEP OR INCREASE YOUR FICO SCORE

1. Obtain a credit card if you don’t have any Having and using a credit card or two can really build your credit score. If you cannot get a regular credit card, try 2 secured credit card, where the bank gives you a credit line equal to...

02 August, 2018

5 Ways to increase credit rating pt. 2

You can certainly improve your credit rating with a variety of credit options or by keeping accounts open even when you’re not using them to improve your credit utilization ratio. But our five tips are the primary principles for crafting a good credit reputation. After all, you can’t run away from this credit rating business — so you might as well do everything you can to face it with a smile.

31 July, 2018