CREDIT SCORE Tag

Don't let anyone trick you, there are only some instances in which you can be required to show your credit report, and even then, only if you give consent to it. The Fair Credit Reporting Act (FCRA), is the federal statute that was created to ensure accuracy and privacy of consumer information.  Its purpose is to protect consumers from distribution of inaccurate information contained in reports as well as the privacy of their information.  To this end, the FCRA sets guidelines on who can access a report and when the access is permissible. 

19 May, 2018

It may seem like an impossible feat, but boosting your credit score does not have to be as difficult as you think. Maintaining a good credit score can be as simple as following directions and committing to being financially responsible.  

12 May, 2018
If you don’t understand the difference between a credit report and a credit score, you are not alone.  While both are a measure of your financial well-being, your credit report is a history report of how you have handled your debts, both past and present, and your score assigns a number to that history.
04 May, 2018

Are you wondering how to effectively improve your credit score? Do you have no idea where to even begin? Here you will learn the basics on how to set up your credit with the right mix. 

It is very important to have open credit lines in order to establish a positive credit score. If you currently have a credit score of “N/A” or are missing scores on one or more of the three credit bureaus
04 December, 2017