Is the “How to Repair Your Credit Score Yourself” question listed in the drop-down menu of your google search bar? You’re not alone! In fact, at the moment of writing these lines, Google shows more than 32 million results about self-fixing your bad credit! It’s not...
Bankruptcy may be a frustrating situation, but it also gives the opportunity to restart your financial habits for a better future. One of the most asked questions, is how to build credit after bankruptcy. As you’re about to read, in this article, Baby Boomers Financial gathered...
In order to build a good credit score, you have to work hard, efficiently, and be diligent towards your credit responsibilities. And as you probably understand, this cannot happen overnight. So, what happens if you’re not any close to a great credit rating and you’re...
Credit cards are admittedly, the fastest way to help you build your credit rating. However, in order for your application to get accepted, you need a good credit score! It may sound odd, but this is the actual reality. Secured credit cards on the other...
You’ve heard about a hard inquiry, then for a soft one, and you have so many questions about them. What is it, and why should I know it? Does it affect my credit score? Is it shown on my credit report, and if yes, how...
You have a good job with reliable income, you are diligent with your payments, so your credit score goes really well. Well...
What is bad credit, and what does it mean no credit? Are they similar or different? How the one affects the other? Four simple words, but so many questions! You heard some bad credit here, some no credit there, but you don’t really know what’s...
A good credit score can serve as a gold ticket for a variety of future life events. It can help you to build a financially secure, and successful future. A good credit rating opens a number of doors such as employment opportunities, fair interest rates,...
With a simple search on Google you’ll see that the United States has the largest prison population in the world. Going to jail can negatively affect a number of life events once you’re out. Criminal record and credit are somehow connected but things are not as bad as...
For many people, January is just a trial month before they jump ready and steady into the New Year. That being said and with our foot just stepping into February, there is no better time to take actions in order to repair your credit. If...
Like anything else on the earth, even your credit report can come with mistakes, inaccurate, or incomplete information. That’s why it is crucial that you meticulously check your credit report from all the credit bureaus, once a year. What happens if you find faulty information...
Did you just receive your credit report and everything seems Greek to you? You're not alone! Every time you read your credit report, especially for the first time, can be really overwhelming and confusing. In order to understand what you’re reading, first you should know...
