A foreclosure can be really frustrating and has a big impact to the life of those affected. But not everyone knows what exactly what it is, or what is the process of it. Foreclosure is the situation where a borrower fails to meet the financial...
A good credit score can serve as a gold ticket for a variety of future life events. It can help you to build a financially secure, and successful future. A good credit rating opens a number of doors such as employment opportunities, fair interest rates,...
With a simple search on Google you’ll see that the United States has the largest prison population in the world. Going to jail can negatively affect a number of life events once you’re out. Criminal record and credit are somehow connected but things are not as bad as...
For many people, January is just a trial month before they jump ready and steady into the New Year. That being said and with our foot just stepping into February, there is no better time to take actions in order to repair your credit. If...
Like anything else on the earth, even your credit report can come with mistakes, inaccurate, or incomplete information. That’s why it is crucial that you meticulously check your credit report from all the credit bureaus, once a year. What happens if you find faulty information...
Did you just receive your credit report and everything seems Greek to you? You're not alone! Every time you read your credit report, especially for the first time, can be really overwhelming and confusing. In order to understand what you’re reading, first you should know...
Only by typing credit score on Google, you’ll come across millions and millions of results. Big headlines on how to build your credit history, good or debt, and the list goes on. Building a good credit score requires time, effort and consistency, and unfortunately for...
Most of you, the so-called Millennials, you are now in your 20s and 30s. A crucial time in someone’s life to make major financial decisions. Think home and car ownership, or long-term investments as an example. Yes, it’s difficult to grow when there is such...
You may be thinking now, how quotes are related to my financial issues? Well, quotes have a difficult to explain, yet compelling power. It’s about a basic human need to fit and feel related with the surrounding environment. People love to adopt mantras and live...
KRACK, the Worst Cyber Threat Yet!Here’s What You Need to KnowClick Here for More...
CLICK HERE to checkout a great article that outlines everything you should know about your business credit scores....
How to put a "Credit Freeze" on your credit bureaus. CLICK...
By now you may have heard about the data breach at Equifax credit bureau. Below are a few steps you can take to help protect yourself against identity theft. Lock down your credit - Place a fraud alert or credit freeze on your accounts directly with...
By now all of you know about Equifax data breach in July 2017 which affected 143 million users. Equifax is offering people to go to a site and register to find out if they have been affected and get a free one year Id theft...
Check this out from myfico.comI just hope this happens in our life, because almost allthe mortgage industry uses Scores 7 which is not updated...