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Since it took several years for you to get a poor credit rating you cannot expect to get it repaired quickly.  Avoid using advice that promises fast ways to increase credit rating.  It is going to take time for you to manage credit repair and earn a higher credit rating.  There really is no quick fix for your credit rating.  That doesn't mean it is impossible to fix however.  With time and patience you can have good credit ratings again.  As you work on

Millions of Americans have bad credit or have had trouble with creditors at some time in their lives.  Too often the reason for bad credit and poor credit ratings is credit cards.  Credit cards are responsible for most of the bankruptcies in the US.  The only other thing that leads to as many bankruptcies is medical bills.  There are ways to increase credit rating so

How to Manage Your DebtAll of us have to manage our finances especially when we are in debt. If youOnly have a small debt, you have to keep up with your monthly payments andMake sure you are not late. Otherwise, when you owe too much...

The first step for  improving credit score is to get  your reports and many sites have hidden fees , I have worked with the following sites and my favorite is Wells Fargo ( I am not getting any commissions from any of them ) $1.00 for 3 reports now ($12.99/$15.99 a month, you can...