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07 Feb Employment Background Check and The Fair Credit Reporting Act
Employment background check cases are on the rise. The Fair Credit Reporting Act (“FCRA”) is doing its job and protecting consumers nationwide from the improper handling of consumer reports during the employment application process. Consumers should be aware of their rights and protect themselves from misconduct of employers.
26 Jan Seven Reasons Why You Were Denied a Credit Card
When applying for a credit card it seems fairly obvious that you cannot get approved with a poor credit history. However, consumers with a good credit score are denied for a variety of other reasons. Here are seven of the top reasons credit card companies may deny your application.
14 Jan Opt Out Of Pre-approved Credit Card Offers
You have the ability to Opt Out of the unsolicited credit card offers you receive in the mail or over the phone. If it seems like your mail box is over-flowing with offers of pre-approved credit, you probably resent the excess mail and worry about someone stealing the information. If you would like to put a stop to all the offers, keep reading.
07 Jan Five Credit Reports Myths You should know about
As we have discussed before in a previous post about credit restoration,
It considers both positive and negative information compiled on you and is the driving force behind what type of credit you are granted. Consumers nationwide have a hard time understanding the basic principles of a credit score and as a result believe the myths that are circulating. Below is a list of five common credit score myths with an explanation of the real facts to set you on the straight and narrow.