Masonry

An Inquiry is created when your credit report  is accessed by a business. With that being said. have you heard of Hard Inquiries? Soft Inquiries?

You may have heard that a hard inquiry can hurt your credit score. But you may not be sure what that means — what is a hard inquiry anyway? Hard inquiries are created when you apply for credit. They can potentially drop your credit scores, which can result in higher interest rates when you borrow. On large loan, like those for a car or home, a drop of even a few points can mean a higher interest rate. And that may mean you’ll pay more over the life of the loan.

Most people have a gut feeling about their credit – it’s either great, good or bad. But what is a bad Credit Score really? what should your score look like in order to be "GOOD"?  Fix No Risk will help you answer this questions and much more.

Are you wondering how to effectively improve your credit score? Do you have no idea where to even begin? Here you will learn the basics on how to set up your credit with the right mix. 

It is very important to have open credit lines in order to establish a positive credit score. If you currently have a credit score of “N/A” or are missing scores on one or more of the three credit bureaus
  • Equifax or by phone at 1-866-349-5191
  • Experian or by phone at 1-888-397-3742
  • TransUnion or by phone at 1-800-916-8800

CLICK HERE  to checkout a great article that outlines everything you should know about your business credit scores....

By now all of you know about Equifax data breach in July 2017 which affected 143 million users. Equifax is offering people to go to a site and register to find out if they have been affected and get a free one year Id theft...

Check this out from myfico.comI just hope this  happens in our life, because almost allthe mortgage industry uses Scores 7 which is not updated...